Wednesday, September 22, 2010

Surviving Student Loans and College Debt

CLICK HERE for a great You Tube Video about getting LOANS for College!

Do you have a 4.0 Grade Point Average?
Neither do I.
In fact – If you are like 95% of us, then you didn’t get straight A’s in school and were probably a B average student at best.
I never thought I would be able to get into college. Even worse, I had no idea how I was going to pay for it. Fast forward a few years and I realize that I was completely wrong! I am actually almost finished with my degree and I have found ways to ‘beat the system’ if you will. There are so many different ways to pay for college and no one ever really tells you this.
Back when I started I was absolutely determined to go back to school. So I started to look for different ways that I could pay for school.
Here’s what I found:
1. The Good News – There are easy scholarships and grants available!!!
2. If you are a woman, minority, working mom, single mother, etc, then it’s even easier to get a scholarship or grant. If you man and not a minority, then don’t despair. There plenty of options available to you as well (See Step 4).
3. I found a lot of information that helped me on the governments website, FAFSA. FAFSA.edu.gov is where you need to go to start the application for a Pell Grant. There are also other grants available there including a $4000 grant especially if you are going into teaching. Remember, you don’t have to pay back a Grant. Once you get one it’s free money!
4. The government is not the only source for easy grant money. There are numerous private organizations that are giving away millions of dollars this year for people to use for school. The options are too numerous to list here but the best thing to do is search online for a scholarship or grant finder style website. These sites collect all the information in one place and often have great advice on how to qualify for various money sources. You’d be amazed at how easy some of them are to get. I recently found and was awarded $10,000 and all I had to do was fill out a registration form. So the possibilities are out there…just take a few minutes, fill out a little paperwork and you’ll be surprised at the options that begin opening up for you!
Warning: Even though there are many easy scholarships available, it can take a lot of time to find them. Read step 4 again for the fasted way to find money for college.
Let me share something else with you…
There are literally Hundreds of Easy Scholarships and grant programs available that are like getting Free Money!
I am constantly searching high and low for this kind of information and have found one site where you can get all the Scholarship and Grant information you need in one place.
Save yourself the headache of trying to do it all yourself and let people who have been in your shoes already help you out!
Click here to get all the College Grant and Scholarship information you need, and it will cost you absolutely Nothing!
Article Source: http://EzineArticles.com/?expert=Anne_Jones 

More REAL FAST STUDENT CASH CLICK HERE!

Scholarships For Women Over 40 – You Can Still Get a $10,000 Scholarship For School!

Find More Financial Aid Information Here!
Being above the age of 40 is a blessing, read on to see why!
If you have been looking for scholarships for women over 40 years old, then you are in luck. As people age, they think that the opportunities seem to pass them by, but with programs that issue scholarships for women over 40, then you are in luck and can get the money that you need for school.
Grants and scholarships for women over 40 have been are available just as if you were 20 again. This is a fact that many are not aware of. In fact, your age can actually help you because you are a non traditional student at forty years of age.
College scholarships for women over 40 are issued by many different companies. For example, there are many companies that issue a $10,000 scholarship to help women get the help that they need to graduate.
Now, this money can be used for undergraduate and graduate school.
Here are some of the questions we have seen in forums. We post these to show you that you are not alone.
1. Where can I find college scholarships for women over 40 that are single?

2. I am a single mom, can I get any type of single mom scholarship at my age?

3. Is there any hope for a forty year old woman getting a college scholarship?
As you can see, these three questions are from women who need hope and need money to graduate.
Besides companies issuing a $10,000 check to women each month, there are also scholarships that can help you pay your way through school in addition to this. Below are two examples of scholarships for women over the age of 40.
1. The Selected Professional Fellowships awards women anywhere from $5- $20,000 if you are entering graduate school. These scholarships are perfect if you are planning on studying anything in the science field such as engineering.
2. If you are into the arts, the National Scuplture Society award women $1000 per year to continue studies in Performing Art field of study. AIGA Scholarships are also available for women and will award you $1-5000.00 per year if you are studying to be an artist, a designer or plan to work in a studio as your career.
It is never to late to start school, and having money to help propel you towards your goal, regardless of your field of study is enough to motivate any woman.
Here is a Free $10,000 scholarship.
This is a free service for women, just enter your email address.

FREE Pell Grants for College-Financial Aid Options

Find More Financial Aid Information Here!
Financial Aid Options
 by: Vanessa McHooley
Before entering college, you may find yourself pondering exactly how you will be able to pay for college. Many public colleges and universities cost thousands of dollars, while private colleges and universities can cost $10,000, $20,000, $30,000, or even more just to attend. Before getting too worried about these high prices, it is important to know that help is just a click of the computer mouse away, as the internet can help you to find the financial aid option that is right for you!
FAFSA First
Without knowing any of the options, it is important to first fill out a FAFSA form with your school’s financial aid department. The FAFSA form allows you to tell the federal government all of your financial information. Once they have that in hand, they can determine what your best financial aid options are.
Loan Options
One option often used by students entering college is loans. Loans, like the federal PLUS loan, Perkins loan, Stafford loan, and FFEL loan, can all help you to pay your way through college without putting a dime down to do so. You will, of course, be required to pay back some or all of these loans (depending upon your financial status and the financial status of your parents), but loans can be an effective way of paying your way through college.
Grant Options
Another option is grants, which can be obtained through the government (like the Federal Pell Grant, for example) or through your particular school. Grants pay your way through college and do not need to be repaid once you graduate. These grants are usually only “granted” to those who are in need of financial aid, but be sure to apply for them if you think that you are eligible.
Other Financial Aid Options!
Other less conventional methods of financial aid are also available to college students. Federal work study allows students to work at colleges and universities while they are enrolled there for several hours per week. Money earned can then be used as a means of financial aid. Check with your specific college or university for other financial aid options that may exist and be at your disposal.
This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we’re dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about Financial Aid Options at http://www.NextStudent.com.
About The Author
Vanessa McHooley
My goal is to help every student succeed – education is one of the most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.


Ok so you might find the next few links interesting. These are from around the web, just random snippets that I’ve picked up in my reading, but I found some very cool information in them. You might too. Here goes… Want free financial aid? FAFSA midnight deadline looms
In this last step, students should also review and print the Student Aid Report, or SAR. If a student misses the deadline for this year the next period to …   Read More…
How the Borrowing Process Works "Need" loans and "outside of need" loans
You must file a FAFSA before you can apply for this loan. The Student Aid Report (SAR) will show if you have need. If you do, you can take out a subsidized …   Read More…
Work-study awards reduced
In order to qualify for Federal Work Study (FWS), students must fill out the FAFSA for approval. Once the student receives their Student Aid Report, …   Read More…
That’s all the news for today guys, so until next time, thanks for stopping by.